Kelly Kramarck, CFP®
Financial Advisor
Kelly is committed to helping individuals plan for a retirement that reflects their personal goals and financial priorities. She understands that retirement savings play a vital role in long-term financial confidence and believes they should be managed with care. Her approach emphasizes personalized guidance, helping to ensure that clients receive the attention and support they need—both in preparing for retirement and throughout their retirement years.
With over 20 years of experience in financial services, along with a background in the pharmaceutical and retirement planning industries, Kelly provides guidance tailored to each client’s financial situation. She collaborates with individuals and businesses to develop strategies that support informed decision-making about retirement savings while aligning with their long-term financial goals. As clients transition into retirement, she focuses on distribution planning, helping them structure their savings into a retirement income strategy.
She completed the Certificate in Financial Planning curriculum through the Lerner College of Business and Economics at the University of Delaware and holds the CERTIFIED FINANCIAL PLANNERTM certification. She is a member of the Society of Financial Services Professionals (SFP), National Association of Insurance and Financial Advisors (NAIFA), and the New Castle County and State Chambers of Commerce. A 1996 graduate of the University of Delaware, she remains involved with the university’s alumni association and serves as an advisor to her sorority.
Outside of her professional work, Kelly enjoys entertaining, sports, and outdoor activities such as boating, fishing, and golf. She lives in Newark, Delaware, with her husband and their two children.
4261408-022025
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.